Get Pre-Approved

Easy & Fast
Getting Pre-Approval is quick and easy.
Choose Options
We let you pick what’s right for you and your budget.
Make Offers
With a Pre-Approval code you can instantly make offers via our app or site.
Low Rates
We only allow third party lenders with the lowest rates.

Loan Questions?
Get them Answered

What does it mean to be Pre-Approved on Residential.com?
Once you’re pre-approved, you’ll greatly expedite your home buying process and get access to all the tools available on Residential.com. With a pre-approval code you can make legit offers on properties and shop with confidence.
How will I know if I’m Pre-Approved?
If you downloaded our app then you’ll get a notification on your smart device. You can also sign up to be notified via email or text by changing your Residential.com settings.
Do I need to give my social security number?
Residential will never ask you for your social security number. However, the preferred lender in your area will require your SSN to grant you a pre-approval code.
How much can I be Pre-Approved for?
Based on your credit rating and income to debt ratio, the preferred lender will determine the sum of your Pre-Approval. If you want an idea of what to expect, just use our mortgage calculators and select mortgage estimator.
How do I check the status of my Pre-Approval?
Login into your account and select My Loans from your account menu. Click “Pre-Approval Request” to view your current status, and to make any necessary changes.
Loan Questions?

Lenders in Popular Areas

Residential.com has all the tools you need to navigate home loans. Browse lenders, compare residential loan rates, calculate your monthly payments, and even get expert advice! Just imagine how much better your life would be if you put this much thought into everything else. You’d never buy anymore pieces of home exercise equipment/coat racks again!
United States
Asheville, NC
Austin, TX
Boston, MA
Charleston, SC
Chicago, IL
Denver, CO
Destin, FL
Fort Lauderdale, FL
Gatlinburg, TN
Honolulu, HI
Key West, FL
Lahaina, HI
Las Vegas, NV
Los Angeles, CA
Miami, FL
Miami Beach, FL
Monterey, CA
Myrtle Beach, SC
Manhattan, NY
New York City
Niagara Falls, NY
Ocean City, NJ
Orlando, FL
Riverbank, CA
Palm Springs, CA
Panama City Beach, FL
Philadelphia, PA
Pigeon Forge, TN
Portland, OR
San Antonio, TX
Santa Monica, CA
Savannah, GA
Seattle, WA
Siesta Key, FL
Virginia Beach, VA
Washington DC

Finding the right Mortgage Lender matters. So use your brain to do it!

You found a real estate agent to help you find the perfect home. It’s a dream come true! But you didn’t get a pre-approval home loan, and now it’s a nightmare! Someone else moves in, the agent stops working with you, and, this is unrelated, you have a terrible rash! None of this would have happened if you just used Residential.com to set up your mortgage loans before you even looked for a home. It’s so easy! Compare lenders and their rates, calculate monthly payments, and get expert advice. Finally, you have your dream home. You still have that rash, though. That’s unrelated.